When thinking of affordable places to live in England, you might immediately consider areas in the North or towns hit hardest by economic shifts. But affordability doesn’t always mean remote or rundown—it can often be hidden in plain sight, in charming market towns and growing commuter hubs that offer excellent value without compromising on lifestyle.
If you’re a first-time buyer, downsizer, or savvy investor, these lesser-known towns deserve a closer look.
Why affordability is more than just house price
When assessing affordability, it’s important to consider more than just the asking price. The overall cost of living, transport links, rental yields, energy efficiency, and potential for capital growth all factor into the equation. And it’s in these combined qualities that England’s overlooked gems shine.
Let’s take a closer look at a few of these budget-friendly hotspots.
1. Huntingdon, Cambridgeshire
Often flying under the radar, Huntingdon is a historic market town that balances countryside charm with excellent commuter connections. With a direct rail line to London King’s Cross in under an hour, it’s ideal for those seeking affordable homes within commuting distance of the capital.
What makes Huntingdon truly attractive is its blend of period homes, new-build developments, good local schools, and a strong sense of community—all at prices far below nearby Cambridge.
According to recent property data, Huntingdon offers excellent value per square foot compared to neighbouring towns, and rental demand remains high due to its rail and road connectivity.
If you’re considering buying or renting in the area, connect with trusted Estate Agents in Huntingdon like Belvoir, who know the local market inside out.
2. Selby, North Yorkshire
Selby is one of Yorkshire’s best-kept secrets. With average house prices lower than the regional average and a picturesque town centre centred around Selby Abbey, it offers exceptional value. Good schools and links to Leeds and York make it ideal for young families and commuters alike.
3. Worksop, Nottinghamshire
Worksop is often overlooked in favour of better-known Nottinghamshire towns, yet it has much to offer. From semi-detached family homes under £150,000 to proximity to the stunning Sherwood Forest, Worksop is gaining appeal among those priced out of neighbouring hotspots like Sheffield and Mansfield.
4. Accrington, Lancashire
With terraced homes frequently available for under £100,000, Accrington is one of the most affordable towns in England. While it may not be a traditional property hotspot, improvements to infrastructure and regeneration projects are gradually shifting perceptions.
5. Redcar, North Yorkshire
For buyers seeking seaside living on a budget, Redcar is a great find. The town has seen significant investment in recent years, with rising rental demand and slow but steady house price growth. Ideal for investors looking for a low entry point with potential long-term gains.
6. Scunthorpe, Lincolnshire
With house prices still well below the national average and plenty of green space nearby, Scunthorpe offers families a quieter, more affordable lifestyle. It’s also becoming a focus for local regeneration, making it one to watch for future growth.
Affordable doesn’t mean compromising
It’s a myth that affordable towns mean lower quality of life. Many of these overlooked locations offer better space, cleaner air, and stronger communities than some of the UK’s more expensive cities. With the right guidance, you can uncover great opportunities whether you’re buying your first home, relocating, or investing.
Belvoir, one of the UK’s most trusted estate and lettings agents, has expert local knowledge across many of these towns. From market insight to tailored property advice, Belvoir is well-placed to help you spot hidden gems and make confident property decisions.
Final word
As house prices fluctuate and demand shifts post-pandemic, smart buyers and investors are turning their attention to England’s most underrated and affordable towns. And with experienced estate agents like Belvoir’s Huntingdon team by your side, discovering these hidden property pockets has never been easier.